Privacy Policy

Last updated January 2008
© Karuna Financial Logistics Network (KFLN)

Protecting your privacy is extremely important to KFLN. We strive to keep your personal information confidential. Please take a moment to read the Privacy Policy to ensure that you understand and are aware of how we handle your personal information.

Why your personal information is collected.

We collect your personal information so that we may enroll you in our services. We only collect the absolute minimum information necessary. KFLN will use your personal information to help us determine which service(s) best fit your circumstances. We will also use your information to communicate with you regarding your progress. We will also use it to keep you up to date on the latest service announcements, special offers, and other information we think you would like to hear about.

How we collect personal information

We collect information about you: (i) that you submit during the sign up process for service(s), and (ii) any time we enter information from our conversations or correspondence with you. We collect and store the information you provide in a secure database.

When we disclose personal information

Because the ability to communicate with our clients during any part of the credit recovery process is absolutely essential, your personal information may be shared with other KFLN employees. They will protect your personal information in accordance with the KFLN Customer Privacy Policy.

KFLN will not share your personal information with other companies not directly involved with the service(s) you have agreed to have performed for you.

How we protect your personal information

KFLN safeguards the security of the data you send us with physical, electronic, and managerial procedures.

The KFLN web site uses industry-standard Secure Sockets Layer (SSL) encryption on all web pages where personal information is required. To sign up for service(s), you must use an SSL-enabled browser such as Netscape Navigator 3.0 or later, or Internet Explorer. This protects the confidentiality of your personal and credit card or checking account information while it is transmitted over the Internet.

Our companywide commitment to privacy

To make sure your personal information remains confidential, we communicate these privacy guidelines to every KFLN employee and staff member.

KFLN does not knowingly solicit personal information from children or send them requests for personal information.

KFLN's web site may contain links to other sites. KFLN does not share your personal information with those web sites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.

If we are going to use your personal information differently from that stated at the time of collection, we will try to contact you via email using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner.

KFLN's Privacy Policy is subject to change at any time. We encourage you to review the Privacy Policy regularly for any changes.